Financial policies

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Payment of co-pays is expected in full at the time of each visit. Please be sure to know your co-pay amount. 

You are responsible for providing us with accurate  insurance information at the time of your visit.  This includes  providing current insurance card(s) and informing our staff of any  recent changes, including employment, coverage, or address/phone number. If we do not have current insurance information, you will be  responsible for the entire amount of the visit, payable at the time of  service, or you will have to reschedule your appointment.

It is your responsibility to know ahead of time what  your insurance policy covers, particularly with regard to well child  visits.  Some Blue Cross Blue Shield and PPOM policies, for example, do  not cover any preventative care such as well child visits and  immunizations; other policies, such as certain McLaren Health Advantage,  put a cap on immunization coverage.  We participate in the Federal  Vaccines for Children Program and can use Health Department vaccines for your  child if your insurance doesn't cover this service.  You will be  responsible for a vaccine administration fee for each vaccine given (our  fee is exactly the same as the Health Department's), payable at the  time of service.  However, we can only use vaccines from this program if  you inform the doctor at the time of your visit that you do not have  coverage.  Payment for any services not covered by your insurance,  including vaccines, are your responsibility.

Our billing staff will process your claims for you,  and answer any questions you may have.  Please be advised that,  regardless of your insurance status, final responsibility for payment of  our services is your obligation.

We are pleased to be able to accept most major credit and debit cards.

We are charged for checks returned due to  insufficient funds (NSF), therefore if a check is returned upaid, you  will be responsible for a $30.00 Returned Check Fee.

Our receptionists will inform you of your outstanding  balance when you make your appointment and when you check in for your  visit.  You are responsible for payment of your outstanding balances, which includes services not covered by insurance, at the time of  service. If you need help in establishing a payment plan, our  receptionists will tell you how to contact our billing specialist. 

Our billing specialist can be contacted in our practice at  (517)604-6177 ext 1.